ZestMoney provides an instant personal loan with attractive interest rates and flexible repayment options exclusively to their users with a credit limit. But it is not required to have a credit limit for using ZestMoney Instant Loan. This is considered as the best instant loan app because it offers disbursal of loan tenure within a few minutes. The loan amount is ranging from Rs. 3,000 up to Rs. 50,000 with a minimum interest rate of 10% and a maximum of 36%.
Features and benefits of ZestMoney:
Here are some mentioned points for ZestMoney users, who can enjoy the following features and benefits:
Applicants with a limited credit history or no CIBIL score can access the consumer durable loans.
ZestMoney instant loan app is completely used with its digital process without any paperwork.
Instant credit transfer to your bank account.
The repayment term is starting from 9 months to 24 months with a wide range of EMI plans.
There is no part-prepayment or pre-closure penalties.
No application fees
Not any hidden charges
Eligibility criteria for ZestMoney instant loan:
If you make the purchase at any of ZestMoney merchant partners and make consistent repayment, you can get a personal loan from ZestMoney without any additional documentation. Thus, here are the following eligibility criteria to get a personal loan:
The applicant should be an Indian resident
The applicant should be aged between 18 years and 65 years
No need to have a credit card
There are no salary requirements for registering on ZestMoney instant loan app.
You should have a PAN card, Aadhaar card, and a valid bank account for the loan approval.
How to avail of instant personal loan from ZestMoney?
ZestMoney offers an instant personal loan exclusively to the borrowers with a ZestMoney credit limit. This is not essential to have a credit limit for using the ZestMoney instant loan app. Here are some following points for ZestMoney instant loan app users:
Signup for ZestMoney credit limit
Signing up for a ZestMoney credit limit in a very simple manner. You need to just verify your mobile number and then, you can easily use this app.
Activate your credit limit
You can apply for an instant loan by submitting the KYC documents and set up your repayment to activate your credit limit.
Become eligible for a ZestMoney personal loan
If you shop with any of the ZestMoney merchant partners and make consistent repayments, you will be eligible to avail of an instant loan through this digital platform.
Avail of your loan through the ZestMoney app
If you are eligible for this application then, you can avail of a personal loan without submitting any additional documents.
Some apps where you can use ZestMoney:
One can use the ZestMoney application to shop on leading e-commerce websites that it has partnered with. Additionally, it has also partnered with more than 1000 e-commerce partners. Here are some of the leading partners include:
MakeMy Trip
Flipkart
Amazon
Myntra
Pepperfry
Oyo
Jabong
Uber
BookMyShow
Fossil
Royal Sundaram General Insurance
Curefit
Paytm
Kurl On
Compare ZestMoney with other lenders:
Kreditbee instant personal loan |
Shubh loans
Faircent personal loan
CashBean
CASHe
How to login ZestMoney?
Borrowers having a ZestMoney credit limit can get a Personal Loan from the ZestMoney app. If you don’t have a credit limit, you can sign up today:
Step 1: Visit ZestMoney.in and sign up for the credit limit
Step 2: Then, complete your profile
Step 3: Upload the documents and set up your repayment to activate your credit limit.
Conclusion:
It is concluded that ZestMoney offers instant loan to help borrowers to manage the cash flows by giving him/her a loan to meet the temporary financial issues and repay the loan within monthly installments. You can choose ZestMoney instant loan once you read the guidelines carefully.
