ICICI Bank offers personal loan schemes to their borrowers at affordable rates to eligible people. This is based on factors like age, salary, occupation, and CIBIL score of the borrowers. One can avail of ICICI Bank Personal Loan, whether you are salaried. But when the individual is self-employed, they can avail for this loan with different eligibility criteria are slightly different. Here you can get detailed information on ICICI Bank personal loan eligibility calculator and EMI calculator. Further information is sectioned in other sections or pages of the website.
ICICI Bank Personal Loan Eligibility Criteria
Here is some general information on ICICI Bank eligibility criteria whether you are salaried or self-employed individuals are:
- Age limit: While choosing for ICICI Bank for availing a personal loan is minimum of 23 years and a maximum of 58 years. If the applicant is below the age of 23 years, is ineligible to avail of the loan.
- Net Income of the applicant: The eligibility is determined by the net income of the applicant to understand the loan EMI. On the other hand, the applicant can use the ICICI Bank Personal Loan EMI Calculator. The applicant must have a minimum net income of Rs. 25,000 p.m. to avail of a personal loan.
- CIBIL Score: When the lender asks for checking the personal loan eligibility, ICICI Bank will check the credit report.
The process to apply for ICICI Bank Personal Loan
- Check the eligibility
- Offers available for you
- Complete application process
- Upload documents
Conclusion
At the end of the conclusion, you can get the process to apply for ICICI Bank personal loan. You can also use ICICI Bank Personal Loan Eligibility Calculator to check the loan amount. Apart from this, you can also use Afinoz personal loan EMI calculator and check the details.
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